Frequently Asked Questions

Here are some of the most frequently asked questions.

Woman and computer screen

How much will my loan payment be?

If pre-approved, you will be provided with payment options that will always be less than your original loan payment. Our goal is to set you with a lower payment that aligns with your current financial situation.

What fees will I be charged for the loan?

Your LendStreet loan does not charge any fees. We don’t charge origination fees, prepayment penalty fees, nor do we charge late or NSF fees. This will be disclosed in your loan documents.

What will my interest rate be?

You will need to submit an application in order to confirm the pricing of your loan. Our interest rate will be the same or less than your current interest rate with your lender.

Is there a credit score or FICO requirement?

If your credit score is above 500, you’re eligible to apply.

How long does the approval process take?

LendStreet can usually let you know whether you are approved for a loan within two business days.

How do I make or change my loan payment? How do I find out my loan balance?

For any questions about your LendStreet loan payments or balance, please call us at 888-412-8929 option 3.

We are available Monday through Friday from 6:00 am – 5:00 pm PST.

Please keep in mind that for any changes to a scheduled loan payment we request a minimum of 3 business days advance notice.

Pay off your debt and reach your goals.

Join the thousands of people who found freedom from debt with LendStreet.