No, we are a socially conscious lending company with a mission to deliver financial health to the more than 75 million Americans struggling with debt. We offer loans specifically designed to help our clients modify, refinance and reduce their existing debt, and lower their payments. They can breathe easier and focus on the things that matter most in life.
No, we are a lending company. We work with debt settlement companies to help people in financial distress settle their debt and start the rebuilding process quicker. We only work with credit counseling or debt settlement companies we trust, to get our clients the help they need.
The minimum requirements to borrow through us are that you must be a US resident, at least 18 years old, have a bank account, and a Social Security number. We use a combination of factors to assess your application. Our decision is based on a comprehensive understanding of your financial situation, not just your credit score.
Yes, we are subject to all federal and state regulations applicable to a consumer finance company, including but not limited to, Equal Credit Opportunity Act, Truth-in-Lending Act, and Fair Credit Reporting Act.
Upon applying, you will receive an email from LendStreet with a link to verify your income through our trusted, secure, third party income verification service – Neo. We want to make sure we are providing the most suitable loan for you, with payments based on what you can afford. We do not store or share your personal information.
We take the security of your financial data seriously. Our site uses firewalls and other industry-standard security technologies to protect it from external attack. We use Secure Socket Layer (SSL) technology to establish a secure connection between your computer and us, creating a private "conversation" that cannot be viewed or accessed by other parties, which means your data and privacy are totally protected. All data we store from your loan application is also similarly secured and encrypted.