Consolidate debt at a discount. See how it works | LendStreet
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  • Borrowing on LendStreet

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    This is you & that old debt.
    It’s holding you back. You want to take care of it so you can start living the life you want.
  • We’re LendStreet, we’re new & we want to help you.
    We negotiate with your creditor to refinance your old debt at a discount. That means a fresh start with a lower amount and a lower interest rate for you.
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  • Howitworks dashboard
    Smaller payments you can keep up with!
    We customize your payments to fit your lifestyle, not the other way around.
  • Tools & rewards to help you rebuild stronger!
    We’ve got some smart tools to help you learn more about credit and take control of your finances for good. We don’t give grades, but you can earn plenty of rewards!
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    A fresh start!
    You’ll get a fresh start on that old debt so you can rebuild and live the life you want.
    You deserve that.
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    We all need a fresh start sometimes.

    • Lower debt
    • Lower interest rate
    • Payments you can afford
    • Path to better credit
    • Stress-free approach
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    Together let's find a better way.

    • We deal with your creditor
    • We take over your debt
    • The collection calls stop
    • The lawsuits stop
    • Your fresh start begins
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    We give you the tools to succeed.

    • Budget planning
    • Financial education
    • Rebates
    • Flexible payments
    • Support network
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    Realize your financial goals.

    • Pay off sooner
    • Control your finances
    • Enjoy a better credit score
    • Regain access to credit
    • Live the life you deserve

Bottom line ...

You'll pay less, you won't be stressed out, you'll have control of your finances, you'll rebuild your credit and we'll be with you every step of the way.

Click here to apply
Get your fresh start today!

Tell us about your debt

  • I owe :

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  • My interest rate is :

Now see how it could look if you borrow from LendStreet

Your new loan could be ...*

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  • Interest
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  • Potential Savings
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These numbers are just estimates. Loan Amount reflects the upfront discount; Potential Savings reflect upfront discount and rebates for completion of financial education, budgeting and paying more than the monthly minimum.
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Now see how it could look if you borrow from LendStreet

Your new loan could be ...*
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  • Loan Amount
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  • Interest
  • {{ howItWorks.newInterest }}%
  • Potential Savings
  • {{ howItWorks.newPotentialSavings | currency:"$":0 }}
These numbers are just estimates. Loan Amount reflects the upfront discount; Potential Savings reflect upfront discount and rebates for completion of financial education, budgeting and paying more than the monthly minimum.
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  • Bankruptcy
  • Debt Settlement
  • Credit Counseling
  • Reduces debt
  • Reduce interest & fees
  • Reduce monthly payments
  • Rebuilds payment history
  • Provides financial tools
  • Allows flexible payments
  • Provides support network
  • Gives rebates for financial management

FAQ

Here are some of the most frequently asked questions.

Is LendStreet a bank?

No, we are a socially conscious lending company with a mission to deliver financial health to the more than 75 million Americans struggling with debt. We offer loans specifically designed to help our clients modify, refinance and reduce their existing debt, and lower their payments. They can breathe easier and focus on the things that matter most in life.

Is LendStreet a debt settlement company?

No, we are a lending company. We work with debt settlement companies to help people in financial distress settle their debt and start the rebuilding process quicker. We only work with credit counseling or debt settlement companies we trust, to get our clients the help they need.

Are LendStreet’s services available in my state?

We are currently available in Arizona, Arkansas, California, Florida, Massachusetts, Missouri, New Mexico, North Carolina, Pennsylvania, South Carolina, and Texas. We’ll continue adding states, so check back regularly.

Who is eligible to apply for a LendStreet loan?

The minimum requirements to borrow through us are that you must be a US resident, at least 18 years old, have a bank account, and a Social Security number. We use a combination of factors to assess your application. Our decision is based on a comprehensive understanding of your financial situation, not just your credit score.

Can I borrow money for any purpose?

No, your LendStreet loan will be used to repay your modified debt.

Is LendStreet regulated?

Yes, we are subject to all federal and state regulations applicable to a consumer finance company, including but not limited to, Equal Credit Opportunity Act, Truth-in-Lending Act, and Fair Credit Reporting Act.

Do you share my personal information with other parties?

LendStreet will never sell, rent or otherwise distribute your information to other parties for marketing purposes. We only share whatever information about you with the companies we work with, as necessary, to complete your transaction with us. See our Privacy Policy.

Does LendStreet verify my income?

Upon applying, you will receive an email from LendStreet with a link to verify your income through our trusted, secure, third party income verification service – Neo. We want to make sure we are providing the most suitable loan for you, with payments based on what you can afford. We do not store or share your personal information.

How safe is your site?

We take the security of your financial data seriously. Our site uses firewalls and other industry-standard security technologies to protect it from external attack. We use Secure Socket Layer (SSL) technology to establish a secure connection between your computer and us, creating a private "conversation" that cannot be viewed or accessed by other parties, which means your data and privacy are totally protected. All data we store from your loan application is also similarly secured and encrypted.

How can I contact LendStreet?

Call us toll free at (888) 412-8929, or email us anytime at info@lendstreet.com. For more information, see our Contact page.

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